By: Jackie Warner
Introduction: A Shift in the Landscape
The cost of living in the United States has undeniably shifted. From groceries to gas, housing to healthcare, families are feeling the pinch. But while the economic terrain may be unfamiliar, our response doesn’t have to be one of fear. With intentional choices, faith-driven discipline, and a renewed mindset, we can thrive—even in this new normal.
“The wise store up choice food and olive oil, but fools gulp theirs down” (Proverbs 21:20). This verse reminds us that wisdom lies in planning, saving, and stewarding resources well—not in impulsive consumption.
Smart Spending: Stretching Every Dollar
1. Embrace the Power of a Budget
· Use digital tools or printable templates to track income and expenses
· Prioritize needs over wants
· Include a “giving” category to honor God with your finances
2. Shop Strategically
· Buy in bulk for non-perishables
· Use cashback apps and coupons
· Choose store brands over name brands
3. Cook at Home
· Meal planning reduces waste and saves money
· Batch cooking helps avoid costly takeout
· Share meals with neighbors or church members to build community
“She watches over the affairs of her household and does not eat the bread of idleness” (Proverbs 31:27). This verse celebrates diligence and stewardship within the home.
Housing and Utilities: Living Within Your Means
1. Downsize or Share Space
· Consider renting out a room or sharing housing with trusted family
· Reevaluate space needs—less square footage often means lower costs
2. Reduce Utility Bills
· Switch to energy-efficient appliances
· Unplug devices when not in use
· Use programmable thermostats
“Better a little with the fear of the Lord than great wealth with turmoil” (Proverbs 15:16). Peace and contentment in modest living are more valuable than luxury with stress.
Career and Income: Diversify and Develop
1. Upskill for the Future
· Take free or low-cost online courses
· Explore certifications in high-demand fields
· Network through faith-based and professional groups
2. Side Hustles with Purpose
· Choose work that aligns with your values and schedule
“Commit to the Lord whatever you do, and he will establish your plans” (Proverbs 16:3). When our work is rooted in faith, God guides and blesses our efforts.
Wellness and Faith: Nourishing the Soul
1. Practice Gratitude Daily
· Keep a journal of blessings
· Focus on what you have, not what’s missing
2. Lean into Community
· Attend church events, Bible studies, and support groups
· Share resources and encouragement with others
3. Trust God’s Provision
· Pray over financial decisions
· Remember that God is our ultimate provider
“And my God will meet all your needs according to the riches of his glory in Christ Jesus” (Philippians 4:19). Even in scarcity, God’s provision is abundant and timely.
Faith Over Fear
Living in the new economic normal doesn’t mean settling for less—it means living with more intention, more wisdom, and more faith. By aligning our choices with biblical principles and practical strategies, we can navigate this season with grace and resilience.
Let’s choose stewardship over stress, simplicity over excess, and faith over fear. Because even in uncertain times, we serve a God who is certain.
By: Jackie Warner
Career Development Facilitator
“Impact, Engage, Grow” Community Matters
June 20, 2025
